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Credit Bureau Phone Numbers
Your credit score is a critical component of your financial well being. Your credit score is computed from the information in one of your credit reports. Those credit reports are maintained by the...
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How To Rebuild Credit After Bankruptcy
Filing bankruptcy hammers your credit score. In addition to all of your credit lines being marked as discharged in bankruptcy, the bankruptcy itself counts against your credit score. Fortunately, your...
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Credit Karma Updates Slower?
I get a fair amount of people coming to the Finance Gourmet to talk about various financial topics, as you might expect for a personal finance blog. For the most part, I keep that kind of stuff offline...
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What Should I Do About Target Credit Card Hack
The world of credit cards, credit reports, credit scores, debit cards, and ATM cards is a world of pathetic security and continuous blunders. For the amount of money involved in these transactions, you...
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Payday Loans Scam
Payday loans are a bad deal for borrowers. The negatives that are inherent to this type of loan are quickly exacerbated by people making poor choices, or just as often people with no choices. Payday...
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Is Credit Karma A Scam or Legit Free Credit Scores?
The old maxim, “If it is too good to be true, it probably is,” holds up especially well in the world of personal finance. The concept of getting free credit scores has been mined by con-artists and...
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Debit Card Fraud
A debit card is a useful money management tool. It provides credit card-like access to purchases, but the money comes directly from your checking account, not from a line of credit. Many people prefer...
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Free Annual Credit Report
You are probably aware that all three credit bureaus are required by federal law to provide you with a free credit report annually. Each year you can request a free credit report from Transunion,...
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All Three Credit Reports Free
Credit reports are a very important, and very frustrating part of personal finance. Nearly all financing requires a credit score, which is generated from the information in your credit report. However,...
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Credit Karma Review – Complaints Accuracy Legit?
Updated: It had been a while since I wrote these Credit Karma reviews and checked in on the creditkarma.com website. Recently, I had a look and it looks like they now offer two credit scores, based on...
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Credit Sesame Safe, Scam or Legit?
Credit Sesame is another online financial utility that lets you check “your credit score for free.” Of course, there are always more than a few caveats with these kinds of websites. So, let’s take a...
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Safe Online Holiday Shopping
Shopping online hasn’t really gotten any safer in the last few years. Most reputable online retailers use secure transfers to encrypt your credit card information when checking out. However, as an...
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Money Investing and Personal Finance End of Year
Here comes the end of 2015, are you ready? Are your finances and investments ready? On the one hand, the end of the year means absolutely nothing to your money. Those twenties in your wallet don’t care...
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Capital One Credit Card Lawsuits
There is an interesting article over at ProPulica today about Capital One and the number of collection lawsuits it files. The article is titled Easy Credit and Abundant Lawsuits. The facts seem pretty...
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New Year Finance Checklist
It’s a new year. Contrary to popular opinion, for the most part, when it comes to money, finances, banking and investing, it doesn’t really matter if the year is new or not. That being said, plenty of...
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SoFi Review – Legit, Scam, Really Not a Bank?
These days, it can be tough to distinguish your business from others. Even worse, many customers, or potential customers come with preconceived notions that may not be favorable to you. Sometimes...
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How To Rebuild Credit After Bankruptcy
Filing bankruptcy hammers your credit score. In addition to all of your credit lines being marked as discharged in bankruptcy, the bankruptcy itself counts against your credit score. Fortunately, your...
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Merrick Bank Credit Card Reviews
Recently, someone asked me about a credit card offer they received from Merrick Bank. I wasn’t familiar with Merrick Bank, so I agreed to look into it. The Merrick Bank credit card is pretty...
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What Does Credit Card Fraud Look Like?
You can do all the right things, and you will still probably, eventually, be a victim of some sort of credit card fraud. Sometimes, a person you give your card to willingly will somehow steal the...
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What Is Your REAL Credit Score?
One of the latest trends in online personal finance is the idea of getting a free credit score. This plays so well because we all know how important our credit score is, but it is still relatively...
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